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The Epidemic of Bad Ideas

By David Galland | The Passing Parade | January 20, 2017

This week’s missive tackles a big topic. One of the biggest.

That’s because it touches virtually every corner of society: politics, the economy, investments, social order, innovation. People live or die because of it.

The topic is education.

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The Key to Success in Investing in P2P Loans—with Useful Tools

By David Galland | Articles | January 16, 2017

Peer-to-peer lending is gaining a momentum among investors. P2P loans have less volatility, a low correlation, and yield much higher returns compared to other fixed-yield investments. Median risk adjusted returns average 7% on a 36-month loan.

The sector is also very easy to enter. An investor can set up a profile in less than a day and invest as little as $25 per loan. Once invested in a loan, investors usually start receiving payments within 30 days.

However, the unsecured nature of the market means investors must be well aware of its dos and don’ts. So I discussed marketplace lending (MPL), another term for P2P lending, with several industry experts and outlined a few key factors to success in this industry.

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Garret/Galland Research provides private investors and financial service professionals with original research on compelling investments uncovered by our team.

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